When you sign up with Merchant Club, you will join our network of merchants and begin saving on your overhead costs, thus increasing your working capital. There are two main components to our program, which include credit card processing and the cash advance option.

Credit Card Processing:
In order for us to receive payment though the credit card company and for you to earn dividends on your processing fees, the merchant will have to switch to one of our approved credit card processing networks. We may even be able to reduce your discount rate, transaction fees and monthly charges. In addition, a majority of the time there is not any extra equipment to purchase but only a reprogramming of your existing equipment.

How to Earn Dividends:
You will receive dividends every month equal to 2% of the fee you pay for accepting Visa and MasterCard. If your fee is $300,000 per year you get back $6,000 per year in dividends alone with absolutely no change in the way you do business.