Business Cash Advance Qualification

To qualify for funding from Merchant Club you must:

• Provide four months of  your most recent credit card statements
• Average at least $3,500 in monthly credit card sales
• Provide three trade references
• Provide landlord verification that your rent is current and have at least one year remaining on your lease.

Merchant Club Membership Qualification

All merchants who accept Visa and MasterCard are eligible to apply for membership to the club. However, we only accept merchants into the club who qualify under certain risk criteria.

"Risk" is a major component of the costs that are charged by the processors. By creating a membership of well qualified merchants, we are able to keep the costs low and pass the savings to you.

Once we have this information, Merchant Club quickly informs you of our decision. Upon your approval, we will begin processing your credit card transactions, which enables you to receive dividends the following month.